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Payments Report 2025

The Riksbank's work and recommendations

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The Riksbank's work and recommendations

The RIX payments system needs to be able to handle future challenges

The Riksbank needs to continue to develop and modernise the RIX payments system to meet future needs. This strengthens both the safety and efficiency of the system. The Riksbank will also open up RIX to more participants, which can promote competition on the payments market. Another focus area is to make foreign payments faster and smoother and to enable more types of instant payments than Swish to be processed in RIX-INST. This requires that participants in the system use the services the Riksbank develops.

Illustration of buildings, one of which is the Riksbank building. The buildings are connected by lines. In the foreground is a symbol, part of a chain. In the background cogwheels.

Published: 10 March 2025