Payments Report 2025

The Riksbank's work and recommendations

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The Riksbank's work and recommendations

The public's ability to pay in times of crisis and states of heightened alert needs to be strengthened

The Riksbank works to ensure that payments can be made in all situations. This includes ensuring the supply of cash in the country, as well as imposing regulatory requirements on companies that are of particular importance for payments. To further strengthen the preparedness of the payments system, the Riksbank considers that it needs to be possible to pay for essential goods using both cards offline and cash. In addition, the cash infrastructure needs to become less vulnerable.

Illustration of a community with buildings, one of which is a bank and one is the Riksbank building. A crane and an excavator stand next to the houses. Next to the community is a high wall that protects the community from a large wave.

Published: 10 March 2025