Payments Report 2025

The future of the digital euro affects work on the e-krona

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Important to follow the development of a digital euro

Published: 10 March 2025

The Payments Inquiry’s assessment in 2023 was that there was insufficient social need for the Riksbank to issue an e-krona. At the same time, the inquiry considered that the Riksbank should continue to evaluate the conditions for issuing an e-krona so that it is possible to introduce an e-krona within a reasonable time if the Riksdag takes such a decision. The inquiry also assessed that the need to issue an e-krona may increase if the ECB issues a digital euro. The Riksbank's main focus for the continued work on an e-krona is to follow the ECB's work on a digital euro and the outcome of the political negotiations on the regulation of a digital euro, at the same time as carrying out internal analyses.