Bankgirot and the banks have extensive and urgent work ahead of them to modernise and streamline the Swedish infrastructure and services for batch payments. This includes implementing international standards such as ISO 20022, complying with new regulations and ensuring the resilience of infrastructure in a more uncertain geopolitical environment. The work will take several years and needs to be conducted transparently and in close contact with both authorities and infrastructure end-users – both in its planning and implementation. The Riksbank considers that the principles listed in the Riksbank study should guide the work of Bankgirot and the banks.